:root{--ink:#0b3d91;--accent:#ff6a00;--accent2:#ff9c4a}
*{box-sizing:border-box}
body{margin:0;font-family:ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial;background:#f6f8fb;color:#0f172a}
header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid rgba(11,61,145,.08);backdrop-filter:saturate(160%) blur(8px)}
.header-inner{max-width:1100px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:10px 16px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img.logo{width:96px;height:96px;border-radius:14px;object-fit:cover}
.brand .title{margin:0;color:var(--ink);font-size:1.1rem;letter-spacing:.2px}
@media(max-width:860px){.brand .title{display:none}}
nav a{color:#0f172a;text-decoration:none;font-weight:700;margin:0 10px}
nav a:hover{color:var(--ink)}
.cta{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,var(--accent),var(--accent2));color:#fff;padding:10px 14px;border-radius:12px;font-weight:800;text-decoration:none;box-shadow:0 8px 20px rgba(255,106,0,.25)}
.hero{background:linear-gradient(180deg,#0f1a34,#0b1220);color:#fff}
.hero-inner{max-width:1100px;margin:0 auto;padding:56px 16px}
.badges{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0 22px}
.badge{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.25);color:#fff;padding:8px 12px;border-radius:999px;font-weight:700}
main section{max-width:1100px;margin:18px auto;padding:22px 16px;background:#fff;border-radius:16px;box-shadow:0 12px 30px rgba(0,0,0,.08)}
h1,h2,h3{color:var(--ink);margin-top:0}
.grid{display:grid;gap:16px}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{border:1px solid rgba(11,61,145,.08);border-radius:16px;padding:18px;background:#fff;transition:transform .15s ease, box-shadow .15s ease}
.card:hover{transform:translateY(-2px);box-shadow:0 14px 28px rgba(11,61,145,.08)}
.card .icon{font-size:28px;line-height:1;margin-bottom:8px;color:var(--ink)}
.card h3{margin:6px 0 8px}
footer{background:linear-gradient(180deg,#0b1a38,#0b1220);color:#fff;padding:20px 16px;text-align:center;margin-top:20px}
footer .affil{display:flex;align-items:center;justify-content:center;gap:10px;margin-top:8px;opacity:.95}
.center{text-align:center}
.btn-row{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}
small.muted{color:#5b6470}